Precious Metals IRA

Planning for your retirement is a crucial step in preserving the quality of life you have enjoyed retirement-iraduring your working years. When your career is over, you want to be able to sustain your lifestyle and afford to do the things you never had the time to do while you were working. Outside of winning the lottery, the only way to insure you can afford to maintain your lifestyle once you retire is by building a solid retirement fund.

With all the IRA and portfolio options available, many people are overwhelmed by choice and simply count on the plan offered by their employer to fund their retirement. Unfortunately, these retirement plans can leave a retiree short on funds and prevent them from truly enjoying their golden years.

One smart way to ensure your retirement years are what they should be is by investing in a precious metals IRA. Simply put, this type of IRA lets you purchase physical gold, silver, platinum & palladium as part of your IRA investment.

It is also commonly known as a self-directed IRA as you get to decide what commodities to include as part of the IRA e.g. precious metals like gold silver, platinum & palladium, stocks, bonds etc etc.

 CLICK HERE to Talk With a Precious Metals IRA Expert

Which Precious Metal Should You Invest in Your IRA?

  • Gold
  • Silver
  • Platinum
  • Palladium

Gold Coins & Bars
Gold bars and coins must be produced by manufacturers accredited by Nymex/Comex, LME, LBMA, NYSE/Liffe/CBOT, and ISE-9000 or a national mint. The minimum fineness for gold is:

Gold .995+

Gold bars range from 1 to 400 ounces and gold coins should have a purity of 24 karat, with the exception of the 22 karat American Gold Eagle coins. All IRA gold types that meet the required standards are only from America (Eagle & Buffalo), Australia (Nugget), Austria & Canada (Maple Leaf).

Silver Bars & Coins
Silver allowed in a precious metals IRA must have a fineness of 0.999+ and include coins like the Silver American Eagle, Canadian Silver Maple Leaf and the Mexican Silver Libertad coins.

Certain silver coins are not allowed as part of an IRA:

  • Pre-1965 bags of US silver coins (dimes, quarters, half dollars, and silver dollars).

Platinum & Palladium
The most popular precious metal in an IRA is Gold, closely followed by silver. But platinum & palladium are also becoming an alternative. The fineness of these coins must be at least 0.995. And all platinum and palladium bars and coins must be from a NYMEX- or COMEX-approved refiner/assayer.

NOTE: Rare & collectible (graded) coins are not allowed as part of your new IRA.

Which Precious Metal to Choose for Long Term Investments?

A gold backed IRA can give you the golden retirement you have worked hard for and earned. Unlike traditional IRAs, gold IRAs are backed with a tangible, physical asset that is valued globally. Funding your retirement with gold is a smart way to build wealth that can withstand changing markets and it can also provide you with a buffer against inflation.


Another benefit of investing in gold is that it can help you diversify your investments. A diversified investment strategy can help you survive market ebbs and flows since your money will never be completely dependent on one commodity or stock. A diversified portfolio that includes gold can help reduce the volatility of your investments and protect you against a weak dollar. Unlike paper stocks and bonds, gold is a tangible asset that you can use to build your retirement fund. Gold can also help protect you against interest rates that swing unpredictably and is a valuable asset in uncertain economies since it retains a high value on the global market.

Gold is in demand all over the world and unlike the dollar and other forms of currency it has enjoyed an 80% increase in value over the last two years alone. As political turmoil and strife causes uncertainty and fluctuation in the global market, traditional bonds and paper money lose value. While dollars and stocks plummet in value, gold continues to increase in demand and price. Including gold in your IRA plan is a smart way to hedge against these uncertainties and grow your retirement nest egg.


If you have already built a sizeable traditional IRA, you probably are already very aware of how the value of that IRA fluctuates with the market. You have likely watched your IRA rise and fall throughout the time you have been investing in it and there is no doubt you have seen extreme highs and lows. These highs and lows are caused by the state of the global economy. Since 2008, major currencies around the world have depreciated in value and this depreciation trend does not show signs of stopping.


The global depreciation of currency has a negative impact on the value of a traditional IRA and you can lose thousands of dollars in a weak dollar economy. Even though you have worked for years to save and grow your retirement fund, a weak dollar can ruin your savings. Since it is dependent on the dollar, your traditional IRA is tied to how the market is performing and when the market declines, so do your savings.

How to Start (or Rollover to) a Precious Metals IRA?

Whether you want to start your first IRA or want to ‘rollover’ an existing IRA (Roth, SEP, Simple or Traditional) into a Precious Metals IRA the following are the 4 steps you’ll need to follow:

Step 1: Open up Your New IRA
Whether you already have an existing IRA or you are starting a new one you will first need to open up what’s known as a self-directed IRA. This type of IRA will allow you to put physical gold into your IRA as an investment option. You will need to find an IRA custodian to help you set this up, before proceeding to Step 2.

Step 2: Fund Your IRA
Once your IRA is setup you will need to fund your new IRA for payment of the physical precious metals. If you are transferring funds (tax free) from an existing IRA you will need to get the custodian of your old IRA communicating with your new IRA to get the funds transferred to your new self-directed IRA custodian account. There is obviously additional paperwork involved with all of this but see the Advice Note at the end of the 4 Steps to see how to avoid all this hassle.

Step 3: Purchase Precious Metals
Once your new self-directed IRA account has been setup and funded you can now purchase the precious metals of your choice. Gold & Silver are the best options but you should get specialist advice before making any decisions on what metals to include with your new IRA.

Step 4: Delivery & Storage
The IRS do not allow you to take delivery of the precious metals associated with a self-directed IRA. They must be stored at an approved depository and our advice is that you make sure the metals are stored in what’s known as allocated storage. In order to choose the right depository you will need to do your homework so that you are not paying inflated storage fees, so try and find a depository that will charge you a ‘flat’ storage fee and not one based on how much gold you are storing.

Advice Note: If you are new to setting up a precious metals IRA then the 4 steps above may appear a little daunting or hard work. To avoid all the hassles, paperwork & stress involved with all 4 steps you could just make 1 phone call to a specialist precious metals IRA company like Regal Assets who can help you by:

  • setting up your new IRA and/or help you rollover your existing IRA to the new self-directed precious metals IRA. Done within 24 hours.
  • helping to facilitate the transfer of funds into your new IRA.
  • giving you advice on which metals to include within your IRA.
  • advising on which depository to use and getting the physical gold delivered. Done with 7 days.

Still need more information?

1. Compare precious metal IRA plans from 3 of the top gold IRA companies.

2. Get your FREE precious metals investment kit by clicking on the image below.


Don’t Get Left Behind

Be proactive in planning your life after retirement and take steps now to insure you have the financial means to live the life you worked hard to earn. Diversify your portfolio and invest in the precious metals market to protect yourself against inflation, high interest rates and a weak dollar. With a physical asset like gold or silver in your possession, you can liquidate it at any time.

You can also be sure you are getting the best price possible when you liquidate since metals like gold are a highly valued commodity and traded worldwide. Investing in gold today will give you the funds you need to enjoy the golden years of retirement comfortably.

We Recommend REGAL ASSETS for Your Precious Metals IRA


Why Choose Regal Assets?

  • A+ rating from the Better Business Bureau.
  • AAA rating with Business Consumer Alliance.
  • 5 star Customer Service rating from Trustlink AND Preferred Membership Status. (Just check the sheer volume of Testimonials they have here.)
  • No IRA fee for the first year and then one small flat fee for subsequent years. (Investments of $10,000+)
  • 7 day delivery on any gold investment purchases.
  • Gold buy-back policy. And they buy back gold at market rates which a lot of other companies don’t do.
  • Very patient, courteous & professional on the phone.
  • FREE portfolio analysis